Documents you need to buy that dream home

Q: What are the documents needed for transfer of allotment of flat in case of death?

A: The papers to be submitted are

(a) affidavits about the surviving legal heirs from the transferee made on non-judicial stamp paper of Rs. 10,

(b) relinquishment deed on Rs. 100 non-judicial stamp paper duly registered,(c) undertaking from the transferee on non-judicial stamp paper of Rs. 10,

(d) indemnity bond from the tranferee on Rs. 100 non-judicial stamp paper,

(e) original death certificate,

(f) no-objection certificate from the employer/government or loan-giving agency if advance for house building has been obtained,

(g) documentary evidence of relationship i.e., attested photocopy of school leaving certificate or passport and ration card duly attested by a gazetted officer; and photograph of the transferee with three signatures duly attested by a gazetted officer.

Q:  Which are documents required for executing a conveyance deed?

A: The documents for this purpose consist of a photocopy of possession slip indicating the date on which the allottee took possession, NOC from the office/bank/ financial Institution if loan has been taken and if not, an affidavit to the effect that no loan has been taken from any such organization, photocopy of the treasury challan for having deposited the stamp duty to the Delhi government, and names and addresses of two witnesses, along with their identification (electoral card/ration card, PAN or passport) along with four  unattested passport-size photographs.

Q: What is the benefit of getting the property mutated?

A: Mutation is beneficial because otherwise the local authorities do not recognize the purchaser of the immovable property as the new owner. All the property tax bills and payment thereof would continue to be in the name of the previous owner. Further, if the new owner intends to sell the property, it would be difficult for him to do so if the property does not stand mutated in his name.

Q: What are the documents necessary for mutation of property as I am having GPA in my name?

A: Generally the documents needed in this case are copies of the power of attorney and the Will, receipt of payment duly registered by the sub-registrar, application for mutation with Rs. 3 court fee stamp affixed on it, indemnity bond on a Rs. 100 stamp paper,  affidavit on Rs. 10 stamp paper and clearance of the latest property tax.

Q: Is any permission required if I undertake additions and alterations in my flat?

A: For minor additions or alterations, which do not require structural changes, no permission is needed. But if you are planning any major transformation that necessitates  structural changes, you have to contact the DDA or the MCD and secure permission from them.

Source: Realty Plus, August 2005