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MF Investment Help
Tracked by: 0 Boarder
you can add HDFC-growth, kotak-30 and reliance-growth funds as a sip.birla sunlife frontline is a inferior fund....
In reply to:
MF investment
Posted by :
ashalanshu
Dear dr sundeep, plz. invest in following large cap oriented diversified funds.
HDFC Top 200
DSP Top 100
Sund. select focus
Birla Sunlife Frontline Eq.
Plz. invest using liquid + fund & STP route. Plz. don't invest in a lump sum.
Thanks
Ashal 
Tracked by: 0 Boarder
Dear dr sundeep, plz. invest in following large cap oriented diversified funds.
HDFC Top 200
DSP Top 100
Sund. select focus
Birla Sunlife Frontline Eq.
Plz. invest using liquid + fund & STP route. Plz. don't invest in a lump sum.
Thanks
Ashal...
In reply to:
MF investment
Posted by :
dr sundeep
I do not have the the market knowledge.I want to invest for long term in mutual funds should I go for sector spesific MF? /Diversified MF/Balance MF
Tracked by: 1 Boarder
Why are u talking abt Post office schemes.. FDs are easily giving close to 11% today.. why not go for them.. it would increase the overlall return in the above case... one can always take monthly interest option!!...
In reply to:
Learn to invest in equities without an iota of risk
Posted by : MMB Messenger
One can invest in equities with the guarantee of not losing capital. In other words, "having your cake and eating it too." Sandeep Shanbhag tells you how.
Tracked by: 1 Boarder
Nice article. Mutual Funds are best and now they are availabe at a rock bottom price. Great opprtunity to buy....
In reply to:
Learn to invest in equities without an iota of risk
Posted by : MMB Messenger
One can invest in equities with the guarantee of not losing capital. In other words, "having your cake and eating it too." Sandeep Shanbhag tells you how.
Tracked by: 1 Boarder
Actually Kotak has come up with a product on similar lines. It is called Kotak ACE Account. How this works is, the money you invest is put in a Fixed Deposit which pays monthly interest and this amount is transferred automatically to the mutual fund of your choice through SIP. ...
In reply to:
Learn to invest in equities without an iota of risk
Posted by : MMB Messenger
One can invest in equities with the guarantee of not losing capital. In other words, "having your cake and eating it too." Sandeep Shanbhag tells you how.
Hi Shakti,
Could you please explain in detail the 2nd point?
Let me tell you my scenario, I have invested lumpsum money in Liquid+ funds and set up 1k weekly STP. Now on days of heavy fall, I intend to increase that to 2k/5k depending on situation.
But this is not what you are talking about right?
Thanks,...
In reply to:
beware of sips in bear market
Posted by : sp.palo
Two simple rules to my knowledge in prolonged bear phases to all MF investors:
1. Dont discontinue the SIP in panic or frustration. Rather be sincere in its payment date.
2. Average your units ( for lump sum investors ) in existing funds by repurchasing units in every 5% market dips.
regards
shakti
Tracked by: 1 Boarder
WHat the author seems to have done is created his own \\\\\\\\...
In reply to:
Learn to invest in equities without an iota of risk
Posted by : MMB Messenger
One can invest in equities with the guarantee of not losing capital. In other words, "having your cake and eating it too." Sandeep Shanbhag tells you how.
Tracked by: 1 Boarder
One can invest in equities with the guarantee of not losing capital. In other words, "having your cake and eating it too." Sandeep Shanbhag tells you how....
Tracked by: 0 Boarder
I do not have the the market knowledge.I want to invest for long term in mutual funds should I go for sector spesific MF? /Diversified MF/Balance MF...
Tracked by: 0 Boarder
These are the investors who have no future goals or plans that they have invested their money in MF for. The most probable reason would be to earn some quick money thinking everybody is making money in this market so why not me. We all keep repeating that equity is for long term and SIP is the best way to invest systematicaly and regularly but at the first sign of a down turn, they want to run away and hide.
Dear Scary investors, remember that one buys low and sells high to make money and not the other way around whch is the sure way of loosing money and allowing others to make money at your cost,
Regards,
Wadia ...
In reply to:
INVESTMENT IDEAS !
Posted by :
db8037
u know what. earlier people used to come to this section for advice on which fund to go for? but now people are saying..i want to stop my sip...i want to open a rd account with bank...we have seen that mf are buying exactly the same quantity fii are selling on daily basis. in fact the annual figure since 1 jan 08 is also close...whatever amount fii have sold has been absorbed by mf. which means mf will be able to show us the gains once this panic is over...mf are shielding us otherwise these foreigners would have pulled the market to 8000 or 9000 on sensex already but we are still sitting at 12000 around...we must strengthen mf hands rather running away...if we educated people also start running away from mf. it will indirectly help fii...mf money is india's money...our small investor money...so i suggest to hold the things rather start running...
Tracked by: 0 Boarder
u know what. earlier people used to come to this section for advice on which fund to go for? but now people are saying..i want to stop my sip...i want to open a rd account with bank...we have seen that mf are buying exactly the same quantity fii are selling on daily basis. in fact the annual figure since 1 jan 08 is also close...whatever amount fii have sold has been absorbed by mf. which means mf will be able to show us the gains once this panic is over...mf are shielding us otherwise these foreigners would have pulled the market to 8000 or 9000 on sensex already but we are still sitting at 12000 around...we must strengthen mf hands rather running away...if we educated people also start running away from mf. it will indirectly help fii...mf money is india's money...our small investor money...so i suggest to hold the things rather start running......
In reply to:
INVESTMENT IDEAS !
Posted by : RANJAN
Sorry if it has hurt you. It was a joke . Do not take life seriously.
Laughter is the best medicine even for a first time investor.
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Dear Mr. Raghavan
There are less number of people asking questions on investment nowadays. This is because less people are investing in equity. Equity investment does not depend on SENSEX level. Just like your investment does not depend upon the NAV of the fund while investing. Equity investment depends upon your asset allocation and your horizon. Once you have made an asset allocation according to your age and risk appetite - stick to it. Keep rebalancing your assets every year. Equity is a part of your long term allocation. Never stop investing in equity whatever the sensex levels. Yes , as you get older - you can allocate less towards equity - need not be NIL at any age. With inflation over 12% - stopping investment in equity is the riskiest thing you can do. In the long run you are going to make more money than if the sensex was 20,000 today. So continue to invest but stick to the basics -
1) SIP always
2) core investment in large cap
3) avoid NFOs, sector funds.
4) keep a watch on the ratings of the fund
Be patient. Success is certain. ...
In reply to:
SIP investment
Posted by : Guest
Hi,
I had subscribed to a SIP investment of Rs.5000 / month (Splitted among 4 MF). It started on June 2008. At this current economy stage shall i continue in this or shall i withdraw and put in some Bank RD. Kindly shed some light on this.
Raghavan
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Sorry if it has hurt you. It was a joke . Do not take life seriously.
Laughter is the best medicine even for a first time investor. ...
In reply to:
INVESTMENT IDEAS !
Posted by : db8037
ranjan sir,
u r most respected person in this section of mf help and ideas. to be honest, i am hurt by reading ur current posting. u have always recommended to be disciplined with investments in diff times like the one we are going thru. i expected some moral boosting advice. by writing this, u r allowing some people to spread -ve sentiments as 1 of id did try on reply to your posting.
bad bad on your part
Tracked by: 0 Boarder
Dear Guest,
You should Continue 20K monthly SIP in MF provided performance of your Funds is above Average(Declined less than Average Funds).
This is most appropriate Time for Investment.
In case any of your Funds has Declined more than Average, please Discontinue Further SIP & start Fresh SIP in Better Performing Large Cap Oriented Funds like DWS Alpha Equity/HDFC Top 200/ DSPML Top 100/
KOTAK -30,Sundaam Select Focus, Reliance Equity Advantage Fund etc.
You can Expect GOOD Returns after 2-3 years.
P.C.Sharma ...
In reply to:
shoul I continue my SIP in MF ?
Posted by : Guest
I started 20k monthly SIP in Jan ,2006,
I had already lost a lot should I continue SIP or exit as every month market is going down from previous month\\`s level.
Tracked by: 0 Boarder
Dear vvrk,
In INDIAN Context monthly Frequency may be better.
Equity Portfolio of all MF + ULIP can be treated as Single Investment & Switching of ULIPS can be used as Part of Strategy for Rebalancig in case of substantial Rises/Falls to minimise Tax Problems.
P.C.Sharma
...
In reply to:
SIP (or) Timing the Market
Posted by : vvrk
Dear Sharmaji,
The book uses American Stock market data for its comparisions. Since ours is a more volatile market, the VA concepts will work better for us.
Something interesting I found from the book is that, based on US data from 1962 to 1991, the author says VA works best on quarterly frequency. Surprisingly even for dollar cost averaging, quarterly frequency is as good as monthly frequency and both of these are better than daily and weekly frequency. I always thought shorter the frequency, the better. But that was not the case when compared over a period of 30 years based on the US markets.
Thanks,
Raj
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