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Moneycontrol.com >> Message Board >> View Messages >> Budgeting and planning
   You are here :     Moneycontrol     MMB      Personal Finance      Budgeting and planning
(1)   03-May-08 16:24Tracked by (0)  
Posted by:   drsbanerji on ( 03-May-08 16:24 )
All shopping is not the same. We use different decision models depending upon the circumstances and the product category. The uncertain economic days ahead require that we cut back on luxuries, and invest in inventories of essential items of everyday use. This concept applies not just to tangible products but to services as well. Dining out and vacations are big-ticket items that deserve crossing out or at least deep cuts. Finally, there is the basic issue of keeping track. The small change that slips through our fingers everyday can tote up to significant amounts. Most of us lack information systems and budgets to keep expenses under control. It is time to move beyond an academic view of our shopping habits.
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