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Moneycontrol >> Messageboard >> Personal Finance >> MF Investment Help
   You are here :     Moneycontrol     MMB   Personal Finance   MF Investment Help

MF Investment Help

Belongs to: Personal Finance
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07 Oct 2008 16:54

Dear Mr.Venkat C,

If your Time Horizon is more than 2-3 years this is GOD GIFTED Opportunity to Invest in Selected ( not any) Equity Mutual Funds
( Large Cap Oriented ).

If you are already Invested in Above Average Performing Mutual Funds & incurred substantial Losses, you may wait for more than 1 year to Recover Losses. If you Redeem the Investments, you may not Recover the Losses.

If you are Invested in Below Average Performing Funds(Midcap/ Smallcap), Switch to Better Performing Large Cap Equity Funds.

Best Wishes,

P.C.Sharma...

In reply to:

Top 5 MFs to invest in Current Market

Posted by : venkat_c

Hello Sir, instead of Buyingin the crashing markets, better exit at current levels, these are still the best levels to exit. Exit all big caps and mid cap stocks, I am Venkat from Training8m, Queensland Australia

07 Oct 2008 16:46

Hello Sir, instead of Buyingin the crashing markets, better exit at current levels, these are still the best levels to exit. Exit all big caps and mid cap stocks, I am Venkat from Training8m, Queensland Australia...

In reply to:

Top 5 MFs to invest in Current Market

Posted by : pcspune

Dear Rohit Nanda,

Investment in Following Largecap Oriented Funds may be GOOD Option.

DSPML Top 100 Equity Fund
DWS Alpha Equity Fund
HDFC GROWTH / Top 200 Fund
IDFC Imperial Equity Fund
Sundaram Select Focus Fund.

Among New Funds I am monitoring the Performance of Reliance Quant Plus Fund * ICICI Focussed Equity Fund.

P.C.Sharma

07 Oct 2008 16:31

dear ashal,
congrats for being the boarder of the day.

regards
shakti...

In reply to:

Top 5 MFs to invest in Current Market

Posted by : ashalanshu

Dear nandarohit, investment should be goal/aim specific not for the market level. 2days Toppers may bite dust very next day. So u should invest first for ur goals & invest in funds which r regular in their performance & r part of Top quartile (Top 25% funds).

the list of such Top performing fund is already posted by fellow boarders. Plz check the same that it matches to ur risk appetite & goals & invest as per ur comfort level.

Plz. don`t invest in a lump sum, if u do have a lump sum amount plz. invest it first in Liq. + fund & then use weekly STP route to invest in ur target Eq. funds.

Thanks

Ashal

07 Oct 2008 16:22

Integrated Rate cut by all major central banks across world cant be ruled out. But chances of rate cut by FED after giving almost $1600 bn for bailout & cash loan remain low. Australia has also cut rate by 1%. Also, china might see rate cut....

In reply to:

See integrated rate cuts by world central bks: Asia Pac AMC

Posted by : MMB Messenger

Speaking to CNBC-TV18 James Chirnside, CIO at Asia Pac Asset Mgmt says if one has an allocation plan of over 12 months then it is a good idea to stat putting little bit of money into markets now. I expect some form of global coordinated Central Bank cut in rates said Chirnside.

07 Oct 2008 16:22

Speaking to CNBC-TV18 James Chirnside, CIO at Asia Pac Asset Mgmt says if one has an allocation plan of over 12 months then it is a good idea to stat putting little bit of money into markets now. I expect some form of global coordinated Central Bank cut in rates said Chirnside....

07 Oct 2008 16:01

I was new with the market and had invested in the following funds last year :
Sundaram Capex Oppurtunity
Reliance Vision Fund
ICICI Infrastructure
Reliance Natural Resources.
Needless to say, the NAV of all these funds have dropped down. I dont mind statying invested for another five years in these funds. But, will it reap me any good returns then?? Please advice.....

07 Oct 2008 08:28

offcourse they lost there money......If you are stupid enough to take your own life and leave behind your two children that need your love and guidance through there early years and are far more important than money could ever be .......Its only money people!! you can get it back.....Life on the other hand is gone only once....

In reply to:

Beware! You can lose millions in minutes

Posted by : MMB Messenger

Stock market can be an ideal vehicle towards wealth creation, but the same can be really hazardous if you venture into its treacherous waters without any strategy in place.

07 Oct 2008 06:41

ELSS is a part of your 80C investment. Make an asset allocation according to your age and risk appetite. Younger person can invest more in equity. A minimum of say 25 to 30% of your 80C - should go towards ELSS - whatever be your age. PPF can play a major part for older persons. Insurance should be the least contributor towards 80C . Always invest only via SIP. Go for value research rated funds. At present Sundaram Tax saver & DWS Tax saving fund are good options. Stick to your asset allocation. Please do not change your asset allocation according to the sensex levels. Also rebalance your portfolio every year accordingly. ...

In reply to:

Volatile Times - What should you do now?

Posted by : Bullsinhell

How far it is advisable to invest in ELSS in the present market condition ?

06 Oct 2008 19:52

Well written article Amit. Quite touching....

In reply to:

Beware! You can lose millions in minutes

Posted by : MMB Messenger

Stock market can be an ideal vehicle towards wealth creation, but the same can be really hazardous if you venture into its treacherous waters without any strategy in place.

06 Oct 2008 19:52

Stock market can be an ideal vehicle towards wealth creation, but the same can be really hazardous if you venture into its treacherous waters without any strategy in place....

06 Oct 2008 18:04

How far it is advisable to invest in ELSS in the present market condition ?...

In reply to:

Can it get any WORSE - Global Meltdown !

Posted by : DUstocks


At this point it`s pretty foolish to rule anything out, including the possibility of a crash - if there is anything more left to it yet !

Possibly the only thing to be optimistic about is that it`s always darkest before the dawn and it`s ALREADY very dark right now. I can hardly see anything beyond !

06 Oct 2008 16:32

Dear Sharmaji,
Thanks for throwing light on the subject. If, as you said, all Mutual Fund companies start offering Insurance covers, it will be great for Investors. I hope it happens soon.
Regards,
Srikanth shankar Matrubai
...

In reply to:

Fund houses to scrap insurance cum MF products

Posted by : pcspune

Dear Shrikant,

IRDA has no authority to BAN or ALLOW Mutual Fund Houses to offer Free Life Insurance Covers to MF Investors because Group Insurance is offered by IRDA Approved Insurance Companies ( which happens to be SISTER CONCERNS of MF HOUSES).

The Decision to Discontinue the FREE Life Insurance cover was taken by Life Insurance COUNCIL which is a sort of UNION / ASSOCIATION of ALL INSURANCE Companies.

I Expect that in future other MF Companies like HDFC,SBI,HSBC, ICICI,
Canbank, Bharti AXA, TATA, SAHARA etc. may also offer FREE Life Insurance Covers to MF SIP Investors.

This will be EXCELLENT for Future for GROWTH of Mutual Funds.


P.C.Sharma









06 Oct 2008 15:56
View full thread (2 messages)

Tracked by: 0 Boarder

Hi Ravinder,

The method you are asking is possible. I understand that you want to make multiple purchases (SIP across three dates of same month & same Fund).
Option 1: You can registered for multiple SIP based on the Dates, just filling out forms with reference to your existing folio number

Option 2: If not allowed with option 1 go for multipl folio numbers and you can later combine the folio..

Hope this helps..

Thanks..
Ramanatan S. Laksman...

In reply to:

Multiple SIP Help

Posted by : Guest

Hi All,

Please find the details as follows:

Age -- 24 years
No dependetns.
I new into investment world :)

PORTFOLIO:

1) DSPML TOP 100 Equity: One SIP Rs 1000 Monthly (First week of month).
Have executed three SIP till now.

2) Kotak Opportunities: One SIP Rs 1000 Monthly (First week of every month).
Have executed three SIP till now.

3) Pricipal personal tax saver: One SIP Rs 2000 monthly (First week of every month.)
Have executed three SIP till now.

4) Sundaram TAX Saver: One SIP Rs 1000 monthly (Last week of each month)
First SIP will be paid this month (October, 2008)

Now, my queries are:-

I want to have multiple SIPs (4 per month of Rs 500 each) in Principal persinal tax saver to average out the unit cost. I am investing through Kotak Securties so i have requeted them many times to arrange for such plan and they in turn reply me that it is not possible. They further suggest that i can go for PPT- Growth & PPT- Dividend with one SIP of Rs 1000 in each.

Please advise me how to go ahead with this.

Also I would like to know any recommendations/modifications for my above investment plan.

Thank you all for your valuable time

Regards,
Ravinder

06 Oct 2008 13:14
View full thread (2 messages)

Tracked by: 0 Boarder

Hi All,

Please find the details as follows:

Age -- 24 years
No dependetns.
I new into investment world :)

PORTFOLIO:

1) DSPML TOP 100 Equity: One SIP Rs 1000 Monthly (First week of month).
Have executed three SIP till now.

2) Kotak Opportunities: One SIP Rs 1000 Monthly (First week of every month).
Have executed three SIP till now.

3) Pricipal personal tax saver: One SIP Rs 2000 monthly (First week of every month.)
Have executed three SIP till now.

4) Sundaram TAX Saver: One SIP Rs 1000 monthly (Last week of each month)
First SIP will be paid this month (October, 2008)

Now, my queries are:-

I want to have multiple SIPs (4 per month of Rs 500 each) in Principal persinal tax saver to average out the unit cost. I am investing through Kotak Securties so i have requeted them many times to arrange for such plan and they in turn reply me that it is not possible. They further suggest that i can go for PPT- Growth & PPT- Dividend with one SIP of Rs 1000 in each.

Please advise me how to go ahead with this.

Also I would like to know any recommendations/modifications for my above investment plan.

Thank you all for your valuable time

Regards,
Ravinder...

06 Oct 2008 09:17

How you assess investments made with AIG Global?Is it worth holding?...

In reply to:

Learn to invest in equities without an iota of risk

Posted by : MMB Messenger

One can invest in equities with the guarantee of not losing capital. In other words, "having your cake and eating it too." Sandeep Shanbhag tells you how.

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