Dear dr sundeep, the long term fundamental & investment prospects of Rel. Gr. Fund r same as of Indian Economy. If u r positive on Indian Economy for next 8-10 & even more years, this fund should be in ur portfolio & if u think that SKY IS GOING TO FALL WITHIN A DAY OR TWO, Rel. Gr. is not a fund for u. Being a midcap oriented fund, its performance `ll be in slump under current market conditions but as & when the situation improves, so `ll its performance.

Thanks

Ashal...

Dear mayekar, From ur chosen funds,

Large Cap - HDFC Top 200 & DSP ML Top 100
Mid cap - Rel. Growth
Multical - SBI Contra
Balanced - HDFC Prudence
Sectoral - IPru Infra

All the funds chosen by u r proven performers over long duration in their respective category. No need to panic. Continue investment in the same.
1. Going for more aggressive fund under large cap category `ll be a personal call.
2. Sitting on Large amount of cash, has helped RRSF to contain the fall better but at the same time, it is a dangerous sign also. The reason is U & me or any other investors r investing in RRSF for Eq. returns & not the returns generated by money market instruments by sitting on cash. If sitting on the cash is going to protect our downslide, it `ll be better to have our money in our own hands.
3. Yes RRSF `ll dilute the large cap bias of ur portfolio.
4. Plz. note for past some time, only the name of SBI is contra, otherwise the portfolio of this funds is more like an aggressive multicap fund. So again it `ll be personal choice between an aggressive fund SBI contra & a conservative fund DSP ML Eq.

Thanks

Ashal...

Dear 250778, In the article, SWP stand for systematic withdraw plan.

Under SWP, u first invest a lump sum in any MF scheme & at the time of joining the scheme, also fill the SWP form for withdraw of money on a predefined interval (every week, every month, 3 months or 6 months). the SWP may be in money terms say 10K Rs. or 20K Rs. or in Units terms, say 100 or 500 units redemption on every SWP interval.

I hope the above info `ll be useful to u.

Thanks

Ashal ...

Dear Mayekar, thanks for ur wishes & congratulations.

Thanks

Ashal...

Dear friend, if u r buying the proposed property for self consumption, go for it right now. If it is for investment purpose, u should wait, as the current economic slump all around the globe, sooner or later `ll force the builders to reduce the prices.

Thanks

Ashal...

Dear Shakti, Thanks for ur wishes.


thanks

Ashal
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Dear Shakti, Thanks for ur wishes.


thanks

Ashal
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Dear Ashal Congratulations! on being awarded the recognition! it is well deserved thanks -Ritul...

Dear Ashal Congratulations! on being awarded the recognition! it is well deserved thanks -Ritul...

My Dear Friends, it nice to seeing your discussion efforts that helps people to reach on safe rock for investment. I am reading & educating my self from you all guys(ashlanshu,joetom,kentmess,etc.) i just like to add some more worthy benefits available in market from another company "Birla Sun Life". Here providing my some efforts which come to know after comparison between various companies on illustrations return (after deduction of all charges like FMC, Mortality, allocation etc.) . 1) compare to Tata Aig invest Assure vs Birla`s Prime Life Premier plan: Age 30,invest 5Lakh,investment term 20 year,Expected return on 10%(after deduction of all charges like FMC, Mortality, allocation etc.) Tata provides:Rs.22,00,736.Birla:Rs.26,74,575. 2)SBI Horizon2:Age 30,Rs.25000 investment for 20 years: SBI returns 10%:11,68,273. Birla Classic Life Premier`s 10%: Rs.13,44,966. 3) few plan of Birla’s provides 365 switches free every year. 4) Unlimited withdrawals (365 days) every year. 5) cheapest life coverage plan in market like Dream Plan. 6) one of best plan which I like is, Platinum plus for Highest NAV Guaranteed Returns on maturity. So friends, its just to for sharing view and knowledge between each other. Keep Sharing your Golden views.. Together we Grow.. Regards, Rk ...

Dear Ashal, How did I miss this one? Please accept my belated congrats for being selected boarder of the day. You are truly doing a wonderful job along with other boarders. Keep up the good work. Regards, Wadia...

Dear Ashal, Congratz for being the border of the Day. It is very heartening to see MMB recognize the genuine contributors of this board like yourself and Ranjan. -Raj...

The loan availed is certain for six months and hence the loan should be repaid with six months interest, even if it is repaid on the next day. In bank OD on FDRS actual days are charge for interest. Corrections are invited. v.krishnamoorthy...

dear ashal, congrats for being the boarder of the day. regards shakti...