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kentmss
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Hi, Its Srikanth Matrubai here. I am 36 years old Certified Mutual Fund Advisor based in Bangalore. I am in the stock markets since 1991. After going through the stock market turbelance for more than 17 years, my conclusion is that the mutual funds are the best avenue for investments. Share Market is the best avenue for returns but here you need patience, experience and lots and lots of luck and also you should be ready to lose some money (at least in initial stages) and last, but not the least, you should have deep pockets.
So, my advice is for the First 3-5 years you are better off investing in Mutual Funds, where even a SIP of 100 is available. My favourites are Birla Sunlife Frontline Equity, DSPML World Gold, DSPML Natural Resources, DWS Tax Saving Fund, Fidelity Equity, HDFC Prudence, HDFC Top 200, JM Contra, Principal Personal Tax Saver, Reliance Growth, Reliance Vision, SBi Magnum Balanced, Sundaram Select Focus, Sundaram Rural, Templeton India Equity Income, .
But whatever your choice of fund is, Always consult a Good Mutual Fund Advisor or Boarders like Ranjan, Wadia,Ashalanshu,Pcspune and always always preferably invest via SIPs. I am not calling myself as an expert but I am a student of Mutual Funds here to share views and exchange ideas and make myself a Competent Mutual Fund Advisor.
For Direct Stock Investment, my Long Term Picks are GMR INFRA, FORTIS HEALTHCARE, KARNATAKA BANK, RELIANCE PETRO, SANDUR MANGANESE, SHREE RENUKA SUGARS AND WEBEL SL ENERGY.
As a Financial Advisor, my principal is "Do what is best for your client". If the client is happy, my business will grow in the long run.
You can also view my thoughts at my blog goodfundadvisor dot blogspot dot com
Best of luck
So, my advice is for the First 3-5 years you are better off investing in Mutual Funds, where even a SIP of 100 is available. My favourites are Birla Sunlife Frontline Equity, DSPML World Gold, DSPML Natural Resources, DWS Tax Saving Fund, Fidelity Equity, HDFC Prudence, HDFC Top 200, JM Contra, Principal Personal Tax Saver, Reliance Growth, Reliance Vision, SBi Magnum Balanced, Sundaram Select Focus, Sundaram Rural, Templeton India Equity Income, .
But whatever your choice of fund is, Always consult a Good Mutual Fund Advisor or Boarders like Ranjan, Wadia,Ashalanshu,Pcspune and always always preferably invest via SIPs. I am not calling myself as an expert but I am a student of Mutual Funds here to share views and exchange ideas and make myself a Competent Mutual Fund Advisor.
For Direct Stock Investment, my Long Term Picks are GMR INFRA, FORTIS HEALTHCARE, KARNATAKA BANK, RELIANCE PETRO, SANDUR MANGANESE, SHREE RENUKA SUGARS AND WEBEL SL ENERGY.
As a Financial Advisor, my principal is "Do what is best for your client". If the client is happy, my business will grow in the long run.
You can also view my thoughts at my blog goodfundadvisor dot blogspot dot com
Best of luck
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Also see kentmss’s rated messages
05 Sep 2008 13:47
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Dear Shailesh,
Dividend should not be the only criteria while investing in a fund. In fact, Dividend is given out of the NAV itself, and the NAV falls to the extent of the Dividend Payout.
Escorts Opportunities Fund does not have a great track record in terms of returns. The fund is Balanced Fund and has given 11% over the past one year. the past 5 years track record has been decent. However you can consider investing in HDFC Prudence Fund which has a phenomenal record or UTI Mahila Unit Scheme (only the name is Mahila, but even males can invest).
Both these funds have a better track record and have given better returns.
BESt of luck,
Srikanth Shankar Matrubai...
Dividend should not be the only criteria while investing in a fund. In fact, Dividend is given out of the NAV itself, and the NAV falls to the extent of the Dividend Payout.
Escorts Opportunities Fund does not have a great track record in terms of returns. The fund is Balanced Fund and has given 11% over the past one year. the past 5 years track record has been decent. However you can consider investing in HDFC Prudence Fund which has a phenomenal record or UTI Mahila Unit Scheme (only the name is Mahila, but even males can invest).
Both these funds have a better track record and have given better returns.
BESt of luck,
Srikanth Shankar Matrubai...
05 Sep 2008 13:28
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good job, vvrk,
Great way to time pass and gain some knowledge also in the process. My all time favourite would be HDFC PRUDENCE FUND.
HDFC Prudence Fund has been a consistent performer throughout its long history. The fund has given the returns of a Diversified Equity Fund and most importantly, has managed to stem the fall in Bear Markets.
A "must have" in any portfolio.
Regards,
Srikanth Shankar Matrubai...
Great way to time pass and gain some knowledge also in the process. My all time favourite would be HDFC PRUDENCE FUND.
HDFC Prudence Fund has been a consistent performer throughout its long history. The fund has given the returns of a Diversified Equity Fund and most importantly, has managed to stem the fall in Bear Markets.
A "must have" in any portfolio.
Regards,
Srikanth Shankar Matrubai...
04 Sep 2008 11:35
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04 Sep 2008 11:31
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Dear Anand,
Excellent debate. It would have been more enjoyable if you had logged in with a login name rather than as a Guest.
Anyway, after the lenghty debate, the takeaway is, that Ultimately, it is the performance that matters. And Dws Tax Saving Fund has been a good performer since its inception. And the more comforting factor has been all the funds from the DWS stable are also doing well in these trying times.
First cover yourself adequetaly with Term Insurance and go for DWS Tax Saving fund and Birla Century sip. Avoid Ulips.
Best of luck,
Srikanth Shankar Matrubai...
Excellent debate. It would have been more enjoyable if you had logged in with a login name rather than as a Guest.
Anyway, after the lenghty debate, the takeaway is, that Ultimately, it is the performance that matters. And Dws Tax Saving Fund has been a good performer since its inception. And the more comforting factor has been all the funds from the DWS stable are also doing well in these trying times.
First cover yourself adequetaly with Term Insurance and go for DWS Tax Saving fund and Birla Century sip. Avoid Ulips.
Best of luck,
Srikanth Shankar Matrubai...
02 Sep 2008 18:27
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Dear LiveWire,
Unfortunately, all your funds are "Below Average" Category and are underperformers. You seem to love Infrastructure and overexposed your investments to these funds. Continue in ICICI Infrastructure Fund only if you intend to stay invested for at least 5 years.
Switch out from Reliance Equity Opportunity to Reliance Growth fund
Switch out from Franklin India Opportunity Fund to Franklin Equity Income Fund
Stay invested in Prinicipal Equity for now
Switch from UTI Infra to UTI leadership, as you already have ICICI Infra.
Your portfolio lacks Good Diversified Equity funds as well as Large Cap funds.
Take a look at the following funds and add them as and when possible,
Birla Sunlife Equity Fund
Birla Sunlife Frontline Equtiy Fund
DSPML Top 100 Fund
DWS OPportunity Fund
Fidelity Equity Fund
HDFC Prudence Fund
JM Contra Fund
HSBC Equity Fund
Mirae India Asset Opportunity Fund
Sundaram Select Focus Fund
Kindly invest via Sip and always take advice of well intentioned and well informed persons before commiting your money into any funds.
Best of luck,
Srikanth shankar Matrubai...
Unfortunately, all your funds are "Below Average" Category and are underperformers. You seem to love Infrastructure and overexposed your investments to these funds. Continue in ICICI Infrastructure Fund only if you intend to stay invested for at least 5 years.
Switch out from Reliance Equity Opportunity to Reliance Growth fund
Switch out from Franklin India Opportunity Fund to Franklin Equity Income Fund
Stay invested in Prinicipal Equity for now
Switch from UTI Infra to UTI leadership, as you already have ICICI Infra.
Your portfolio lacks Good Diversified Equity funds as well as Large Cap funds.
Take a look at the following funds and add them as and when possible,
Birla Sunlife Equity Fund
Birla Sunlife Frontline Equtiy Fund
DSPML Top 100 Fund
DWS OPportunity Fund
Fidelity Equity Fund
HDFC Prudence Fund
JM Contra Fund
HSBC Equity Fund
Mirae India Asset Opportunity Fund
Sundaram Select Focus Fund
Kindly invest via Sip and always take advice of well intentioned and well informed persons before commiting your money into any funds.
Best of luck,
Srikanth shankar Matrubai...
02 Sep 2008 17:55
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02 Sep 2008 17:45
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Dear Sunny,
If you had been following our advice, we had become sceptical about SBI Magnum Tax Gain 93's repeatation of its excellent past performance about a year back itself. the number one reason being its Bloated Corpus.
Both of your choices, Sundaram and Kotak Tax Saver Funds are very good. You can definitely go ahead.
You can also consider investing in
Birla Sunlife Tax Relief 96 fund
Fidelity Tax Advantage Fund
Regards,
Srikanth Shankar Matrubai
...
If you had been following our advice, we had become sceptical about SBI Magnum Tax Gain 93's repeatation of its excellent past performance about a year back itself. the number one reason being its Bloated Corpus.
Both of your choices, Sundaram and Kotak Tax Saver Funds are very good. You can definitely go ahead.
You can also consider investing in
Birla Sunlife Tax Relief 96 fund
Fidelity Tax Advantage Fund
Regards,
Srikanth Shankar Matrubai
...
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