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MF Investment Help
Tracked by: 0 Boarder
Dear members, senior advisers
I am continuing my SIP into HDFC equity fund ( now into its 3rd year)
This is contrary to advice given by fellow boarders here whose opinion greatly matters to me
Compariison to HDFC equity with top performing large cap fund ( i understand HDFC equity is not a large cap fund) like DSPML top 100, SUnd Select focus HDFC top 200 shows little difference in returns over 3, 6 months and 1 yesr returns.
However returns shows large variation over 2 year period with HDFC equity hardly in postive and others in 10% + bracket
however 4/5 yr performances of HDFC equity fund is amongst best
So there is reason for me to belive that this fund should get better again with time . Besides the whole cocnept of averaging my returns will lose significance if i stop SIP now
( i have however stopped SIP in Reliance vision fund after 2 years)
thanks
-rs
...
Investment in ICICI Infrastructure, Sundaram Capex Oppurtunity, Reliance Vision, Reliance Natural Resources
Posted by :
jadhavTracked by: 0 Boarder
Avoid fresh Exposure for all of the above except Reliace Vision.
Buy different funds that what you have already invested in. PCSPUNE has good list of funds and he changes the list based on current performance.
Make direct investments using AMC office or CAMS/KARVY Offices in your city if you have access to save 2.25 % of entry load....
In reply to:
Investment in ICICI Infrastructure, Sundaram Capex Oppurtunity, Reliance Vision, Reliance Natural Resources
Posted by :
asha_rt
I was new with the market and had invested in the following funds last year :
Sundaram Capex Oppurtunity
Reliance Vision Fund
ICICI Infrastructure
Reliance Natural Resources.
Needless to say, the NAV of all these funds have dropped down. I dont mind statying invested for another five years in these funds. But, will it reap me any good returns then?? Please advice.. 
Tracked by: 3 Boarders
It seems there are no good A scripts as of now. Better to go for only 2-3 large cap oriented funds and rest in bank FD`s which are giving around 10 percentage return. I agree with PCSPUNE and his view are more likely to get accepted by rest of the boarders.
My choice will be
1 FI Bluchip Fund ( 3 Star VR Rating but more than 10 years of History)
2 Magnum Contra ( 5 Star from VR, From Midcap to Largecap Transformation)
3 Sundaram Select Focus Or Fidelity Equity
4 Reliance Growth or Kotak Opportunity or Sundarma Select Midcap
Give allocation around 25% each and wait for better times for Indian Stock Market. ...
In reply to:
Top 5 MFs to invest in Current Market
Posted by :
phk
my dear nandar ohit,please do not go for mutual funds,instead go for good A scripts share or invest in bank f ds you will get io/75% int,// do not go for tax savings plans( NEVER)//big houses take risk with your money then why not you play with your money ? AT THIS price go for reliance,Godrej,Tata,Wadias,Bajaj,GROUPS,//at this low index,investors are dying to invest, but they have credit crunch//
Tracked by: 0 Boarder
From last 10 months I have invested Rs 1000 p.m(SIP) in UTI Infrastructure Growth fund.Should i withdraw my money because Mkt is Very volatile ? What should i do?...
Tracked by: 3 Boarders
Dear Ashal,
How did I miss this one?
Please accept my belated congrats for being selected boarder of the day.
You are truly doing a wonderful job along with other boarders.
Keep up the good work.
Regards,
Wadia...
In reply to:
Top 5 MFs to invest in Current Market
Posted by :
ashalanshu
Dear nandarohit, investment should be goal/aim specific not for the market level. 2days Toppers may bite dust very next day. So u should invest first for ur goals & invest in funds which r regular in their performance & r part of Top quartile (Top 25% funds).
the list of such Top performing fund is already posted by fellow boarders. Plz check the same that it matches to ur risk appetite & goals & invest as per ur comfort level.
Plz. don`t invest in a lump sum, if u do have a lump sum amount plz. invest it first in Liq. + fund & then use weekly STP route to invest in ur target Eq. funds.
Thanks
Ashal
Tracked by: 1 Boarder
Dear Guest
You cant get the physical gold as a redemption proceeds. Other than banks I think you can purchase gold bar from MMTC.
Regds
Ashport...
In reply to:
Should you invest in Gold ETFs?
Posted by : Guest
can we get physical gold as a redemption proceeds of the gold ETF ?
how to and where to buy gold bar in physical form other than banks?
Tracked by: 0 Boarder
Many Thanks Ash! ...
In reply to:
HDFC Tax Saver (Dividend)
Posted by : ashport
Dear girishsutar
Though performance of HDFC Taxsaver have not been outstanding in the last one and half year. Still it is one of the best fund among Tax Saving Funds as it has restricted the down slide much better than its peers. So you can remain invested if ur investment horizon is 5-87 yrs.
Regds
Ashport
Tracked by: 0 Boarder
Dear girishsutar
Though performance of HDFC Taxsaver have not been outstanding in the last one and half year. Still it is one of the best fund among Tax Saving Funds as it has restricted the down slide much better than its peers. So you can remain invested if ur investment horizon is 5-87 yrs.
Regds
Ashport...
In reply to:
HDFC Tax Saver (Dividend)
Posted by : girishsutar
I have been investing in HDFC Tax Saver(Dividend) thru SIP since last one and half year. However looking at past 6 months performance the returns have gone into negative. Anyways my objective in this investment was for 5-7 years. What do you suggest, is it still advisable to continue investing under this fund? Please help.
Tracked by: 0 Boarder
I have been investing in HDFC Tax Saver(Dividend) thru SIP since last one and half year. However looking at past 6 months performance the returns have gone into negative. Anyways my objective in this investment was for 5-7 years. What do you suggest, is it still advisable to continue investing under this fund? Please help....
Investment in ICICI Infrastructure, Sundaram Capex Oppurtunity, Reliance Vision, Reliance Natural Resources
Posted by : RANJANTracked by: 0 Boarder
You already have one infrastructure fund in ICICI. So switch to Focus from Capex and start SIP....
In reply to:
Investment in ICICI Infrastructure, Sundaram Capex Oppurtunity, Reliance Vision, Reliance Natural Resources
Posted by : asha_rt
Dear Mr. Ranjan,
If I stick to Sundaram Capex for say 5 yrs, will it yield me minimum returns atleast.
Else is it possible that I could start a SIP in Select Focus and then switch my amount of Capex to Focus.
Tracked by: 3 Boarders
Dear Ashal,
Congratz for being the border of the Day.
It is very heartening to see MMB recognize the genuine contributors of this board like yourself and Ranjan.
-Raj...
In reply to:
Top 5 MFs to invest in Current Market
Posted by : ashalanshu
Dear Shakti, Thanks for ur wishes.
thanks
Ashal
Investment in ICICI Infrastructure, Sundaram Capex Oppurtunity, Reliance Vision, Reliance Natural Resources
Posted by : asha_rtTracked by: 0 Boarder
Dear Mr. Ranjan,
If I stick to Sundaram Capex for say 5 yrs, will it yield me minimum returns atleast.
Else is it possible that I could start a SIP in Select Focus and then switch my amount of Capex to Focus....
In reply to:
Investment in ICICI Infrastructure, Sundaram Capex Oppurtunity, Reliance Vision, Reliance Natural Resources
Posted by : RANJAN
For a new investor it is wrong to go for thematic funds. It is always better to go for large cap funds. It should form atleast 60% of investment.You can do this now.
Sundaram Capex - SWITCH TO SUNDARAM SELECT FOCUS
Reliance Vision - SWITCH TO Reliance Growth Fund
ICICI Infrastructure - STAY INVESTED
Reliance Natural Resources - Redeem and invest in HDFC TOP 200 or DSPML TOP 100
Any further investment - invest major portion in Select Focus & HDFC TOP 200 / DSPML Top 100
Always look at value research rated funds. Invest via SIP ONLY.
Avoid NFOs & SECTOR FUNDS.
Investment in ICICI Infrastructure, Sundaram Capex Oppurtunity, Reliance Vision, Reliance Natural Resources
Posted by : RANJANTracked by: 0 Boarder
For a new investor it is wrong to go for thematic funds. It is always better to go for large cap funds. It should form atleast 60% of investment.You can do this now.
Sundaram Capex - SWITCH TO SUNDARAM SELECT FOCUS
Reliance Vision - SWITCH TO Reliance Growth Fund
ICICI Infrastructure - STAY INVESTED
Reliance Natural Resources - Redeem and invest in HDFC TOP 200 or DSPML TOP 100
Any further investment - invest major portion in Select Focus & HDFC TOP 200 / DSPML Top 100
Always look at value research rated funds. Invest via SIP ONLY.
Avoid NFOs & SECTOR FUNDS. ...
In reply to:
Investment in ICICI Infrastructure, Sundaram Capex Oppurtunity, Reliance Vision, Reliance Natural Resources
Posted by : asha_rt
I was new with the market and had invested in the following funds last year :
Sundaram Capex Oppurtunity
Reliance Vision Fund
ICICI Infrastructure
Reliance Natural Resources.
Needless to say, the NAV of all these funds have dropped down. I dont mind statying invested for another five years in these funds. But, will it reap me any good returns then?? Please advice..
Tracked by: 3 Boarders
Dear Shakti, Thanks for ur wishes.
thanks
Ashal
...
In reply to:
Top 5 MFs to invest in Current Market
Posted by : sp.palo
dear ashal,
congrats for being the boarder of the day.
regards
shakti
Tracked by: 3 Boarders
Dear Shakti, Thanks for ur wishes.
thanks
Ashal
...
In reply to:
Top 5 MFs to invest in Current Market
Posted by : sp.palo
dear ashal,
congrats for being the boarder of the day.
regards
shakti
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