I see no reason for you stop your SIP. This is a good fund & the market will have an excellent potential. Continue for 5 years as originally planned. I assure you that you will not regret your decision. In case you discontinue you will realise that you have spilled out an opportunity.
Prem Ghai...

Agents or Advisers will only advise for the plans getting them better incentives. I do not believe in any product having two in one features because features of one or the other are compromised the range may differ however. Buy first the appliance you think you need most with all the features you want & the second one when you can afford without compromising with any of the features. Investment & insurance ere totally different cups. Insurance is the first necessity. Go for term insurance needing lesser outgo & covering all the features. One can increase the life cover as the budget/responsibility of life improves. Only when the required life cover is taken one should start investing....

Are you still holding the stocks you mentioned? There is something called stop loss in investment terms. I am afraid you are not familiar with this term. You have entered at the time market was at its peak & in most of the cases I do not see any likelihood of those levels to return in the next one year excepting Reliance. What is the fun in investing in small quantities in 21 stocks? For a person like you it would have been better to invest in mutual funds. Even now it is not late.
Anakhi...

None can predict the bottom however chances of nifty touching 3600 are very bleak. One can start investing with nifty touching 4000 with 25% of the spare funds available and further investment of 25% with a fall of each 100 points. One MUST not invest in case a marriage or house purchase is on the cards.
We can think of selling 10% when Nifty reaches 4600 because long term story is going to be favorable to the investors....

It is buy time for some of the stocks having favorable reward risk ratio. For example I see Indian hotel as a good buy. So are Hindalco, Tata steel, M&M, Godrej consumers. I find small cap stocks such as Sukhjit starch & Balaji amines as attractive. I am more than confident that any one investing today with a perspective of one year will not regret....

Unit linked life insurance policies we should not touch even with a pair of tongs. For having insurance cover we should go far term insurance & for investment one can go for stocks or mutual funds....

Very well said. I fully agree with you. All Agents/Advisors will talk about a product where they will get maximum commission. Commission ranges upto 16-18% for 1st year premium in case of ULIP products....

sir, thank you.i was tempted when the agent told me to pay only for three years and i can have a risk cover for my life time with good market returns. sorry i couldnot understand the charges. thanks...

Dear PG, The period for which we are interested we should earn a good Return.Why remain invested if our target price for 3 Yrs is achieved in 3 months.Better to say Thank You and Bye Bye.The strategies for achieving superior Returns are many and depend on our skill levels and the amount of time we can spare in the pursuit of our Goals.Strategy should be both flexible and dynamic. Wishing you Good Luck! Goldchest. ...

Congrats Prem Ghai, For your simple but effective message. May I add that one should never sell in panic but at times the entire mood is jubilant and positive. This policy is good for Large caps and blue chips mainly Regards, ...