Offline
| Post a Message | Explore Forums | Browse Stock Messages | Hot Discussions | Top rated Messages | Top Boarders | |
|
|
|
You are here : Moneycontrol  MMB Personal Finance |
| The latest messages in different topics under Personal Finance are displayed on this page |
Personal Finance
Tracked by: 0 Boarder
As the market is volatile prefer to go through MF in stocks (SIP) for atleast 3 yrs time horizon. ...
Tracked by: 1 Boarder
Dear Ritul,
It is Expected that Large Cap Oriented Funds will Perform Better in Next 1-2 years.
Continue SIP in Following
HDFC Top 200
DSPML Top 100
ICICI Infra.
Discontinue SIP in Following
Reliance GROWTH
SBI Magnum CONTRA
HDFC Prudence
Start Fresh SIP in any 2-3 of Following
Kotak-30
Sundaram Select Focus
DWS Alpha Equity Fund
DSPML Equity
If you want Midcap Fund, IDFC Premier Equity is BEST Option, otherwise IDFC Imperial Equity is GOOD Option.
No need to Invest in Reliance Growth/ RSF Equity in Current Scenario.
You may Invest in Reliance Growth / RSF Equity after 1 year by SIP.
P.C. Sharma
...
In reply to:
re: my portfolio
Posted by :
Mayekar
Dear Seniors/
I am having following portfolio of SIP MF
1. HDFC top 200
2 DSPML top 100
3 Reliance growth
4. Magnum Contra
5. HDFC prudence
6. Pru icici infrastructure
i am doing EQUAL amount SIP on multiple dates.
DSPML top 100 and magnum contra have replaced HDFC equity and Reliance vision( i stopped my sip in them after 2 yrs)
goal is to continue SIP for 3 more years .
following are my questions:
1. Should i chose a more aggressive large cap like sundaram select focus or K-30 instead of DSPML top 100 since i am already having a conservative large cap like HDFC top 200 in my portfolio
2 There is a strong temptation to chose Reliance regular savings equity fund instead of DSPML top 100 or another large cap. Reason being Reliance RSF has done better, as a fund it is still sitting on larger amounts of cash( so it can do better than others in coming period)
3 IF i chose reliance RSF i am afraid i will not have a large capo bias in my portfolio ( rel growth, Magnum contra, and Pru icici infr are not neccecarily large cap fund). Am i correct in assuming that i may not have a large cap bias by choosing relaince RSF instead of DSPML top 100
4.Ideally it would be better to have a multicap fund like DSPML equity in the portfolio . Instead i have chosen a contra fund like magnum contra. DSPML equity can still be added but then it will affect the balance of the portfolio. Pls comment
Seniors, pls guide
thank you
-Ritul 
Tracked by: 2 Boarders
Dear arinshare
Your investment in HDFC Equity, HDFC Equity and ICICI Pru Infra is ok, but I wont recommend further investment in Rel Vision just to average out the cost. If a fund itself is not performing there is no point in investing just to average out the cost. After all you have other better alternatives to invest.
Regds
Ashport...
In reply to:
Top 5 MFs to invest in Current Market
Posted by : arinshare
Today (Sensex 10527.85, fall 800.51)on 10th Oct 2008 I have invested in HDFC Equity Rs. 2000 and ICICI pru Infrastructure Rs. 700 through their websites in order to have lowering average value. Am I wrong for investment in this scenario? If fall continues, my next target to invest in HDFC TOP 200 and Reliance Vision just to lower average cost. Since I started invested in all these funds in 2007 through SIP when sensex was at peak. Comments are solicited.
Tracked by: 2 Boarders
Dear Guest
You can remain invested in DSPML TIGER but dont invest further in this fund in these times of volatility.
Regds
Ashport...
In reply to:
Top 5 MFs to invest in Current Market
Posted by :
Guest
Do you suggest to redeem all my holding in TIGER fund Or safe to keep them and watch the performance?
Thanks..
Tracked by: 0 Boarder
Dear All
The avg return of Equity Diversified funds for last 1 yr is -35.09%( yes it is -35.09%, you read it right, as on 08.10.08, source VROL). But even for a longer time horizon of 3 yrs, the avg return of Eq Div Funds are only 6.3 % ( as on 08.10.08, source VROL). So a bank FD for over 3 yr period ( even post tax returns)certainly scores over Equity Div Fund in this case.And in case if u had invested in Franklin India Prima Fund 3 yrs ago ur return would have been -4.19%( remember Fr India Prima was one of the most recommended fund among mid cap segment 3 yrs ago). This is why I always suggest people to invest in Eq Funds for more than 5 yrs horizon.For 2-3 yrs horizon, better to go for FMP or even bank FDs to keep things simpler.
Here are the 3 yrs avg return for various categorys as on 08.10.08
Hybrid: Equity-oriented 6.89
Equity: Diversified 6.30
Equity: Tax Planning 4.01
Equity: FMCG 3.21
Equity: Pharma 1.84
Equity: Technology -2.46
Equity: Auto -8.10
Regds
Ashport
...
Tracked by: 2 Boarders
Today (Sensex 10527.85, fall 800.51)on 10th Oct 2008 I have invested in HDFC Equity Rs. 2000 and ICICI pru Infrastructure Rs. 700 through their websites in order to have lowering average value. Am I wrong for investment in this scenario? If fall continues, my next target to invest in HDFC TOP 200 and Reliance Vision just to lower average cost. Since I started invested in all these funds in 2007 through SIP when sensex was at peak. Comments are solicited....
In reply to:
Top 5 MFs to invest in Current Market
Posted by : Guest
Do you suggest to redeem all my holding in TIGER fund Or safe to keep them and watch the performance?
Thanks..
We want to show a Absolute Returns Of every Company From January 2005 to october 2008...
Tracked by: 0 Boarder
I have read that Liquid funds are subject to capital risk, though practically it has never happened till date.
Do you think in the current situations where many financial institutions are going bust, it is possible that liquid fund NAVs go negative?
Please advise!!!
...
Tracked by: 2 Boarders
Do you suggest to redeem all my holding in TIGER fund Or safe to keep them and watch the performance?
Thanks.....
In reply to:
Top 5 MFs to invest in Current Market
Posted by :
ashport
Dear pfquery
DSPML TIGER is a thematic/sectoral fund and one should avoid investing in such funds because if the sector is out of favour, your investment can erode very sharply. As you must be feeling now since infrastucture theme is out of favour, infrastructure based funds have been one of the biggest loser this year.
It`s better you stop further SIP in this fund and start new SIP in DSPML Top 100, a conservative large cap fund.
As far Fraklin India Prima Plus is concerned, it is a consistent perfomer and you can remain invested.
Regds
Ashport
Tracked by: 2 Boarders
Dear pfquery
DSPML TIGER is a thematic/sectoral fund and one should avoid investing in such funds because if the sector is out of favour, your investment can erode very sharply. As you must be feeling now since infrastucture theme is out of favour, infrastructure based funds have been one of the biggest loser this year.
It`s better you stop further SIP in this fund and start new SIP in DSPML Top 100, a conservative large cap fund.
As far Fraklin India Prima Plus is concerned, it is a consistent perfomer and you can remain invested.
Regds
Ashport...
In reply to:
Top 5 MFs to invest in Current Market
Posted by : pfquery
Hello Everyone,
Thanks to your suggestions
I invest in 4 funds in SIP.
1.DSP ML TIGER (I dont see amny people recommending ths fund. Why? If i can move to anyother fund , what can it be?)
2. franklin India Prima plus fund - i dint see anyone recommending this
3.Sundaram select focus
4.HDFC growth
I invest 2500 pm one each of this. Please suggest if i should move to someother fund.
Tracked by: 0 Boarder
Dear dr sundeep, the long term fundamental & investment prospects of Rel. Gr. Fund r same as of Indian Economy. If u r positive on Indian Economy for next 8-10 & even more years, this fund should be in ur portfolio & if u think that SKY IS GOING TO FALL WITHIN A DAY OR TWO, Rel. Gr. is not a fund for u. Being a midcap oriented fund, its performance `ll be in slump under current market conditions but as & when the situation improves, so `ll its performance.
Thanks
Ashal...
In reply to:
reliance growth
Posted by : dr sundeep
what is the fundamental & long term investment prospects of reliance growth fund
Tracked by: 0 Boarder
Is it possible in this bearist market that the NAV of a particular mutual fund may be quoted at Rs.1.00 or Rs. zero. ...
Tracked by: 0 Boarder
Timing markets may not correct thing to do in case of MF, I feel still that investing in MF with for the long term will halp to give good returns especially at such trying times....
Tracked by: 2 Boarders
Hello Everyone,
Thanks to your suggestions
I invest in 4 funds in SIP.
1.DSP ML TIGER (I dont see amny people recommending ths fund. Why? If i can move to anyother fund , what can it be?)
2. franklin India Prima plus fund - i dint see anyone recommending this
3.Sundaram select focus
4.HDFC growth
I invest 2500 pm one each of this. Please suggest if i should move to someother fund....
In reply to:
Top 5 MFs to invest in Current Market
Posted by : pcspune
Dear Rohit Nanda,
Investment in Following Largecap Oriented Funds may be GOOD Option.
DSPML Top 100 Equity Fund
DWS Alpha Equity Fund
HDFC GROWTH / Top 200 Fund
IDFC Imperial Equity Fund
Sundaram Select Focus Fund.
Among New Funds I am monitoring the Performance of Reliance Quant Plus Fund * ICICI Focussed Equity Fund.
P.C.Sharma
Tracked by: 0 Boarder
what is the fundamental & long term investment prospects of reliance growth fund...
More from Personal Finance
Poll
Udayan's Market Outlook
 |
Worse slowdown yet to hit markets | |
| ||
| Udayan Mukherjee, Stocks Editor, TV18 | ||
 |
Popular Boarders 7days| 292 | |
| 180 | |
| 134 | |
| 118 | |
| 114 | |
Top Tracked 7days| 706 | |
| 571 | |
| 463 | |
| 437 | |
| 353 | |
Prolific Boarders 7days| 435 | |
| 343 | |
| 335 | |
| 304 | |