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5. Eliminate the non-essential. First, identify the essential — the things in your life that are most important to you, that you love the most. Then eliminate everything else. This simplifies things and leaves you with the space to focus on the essential. This process works with anything — with your life in general, with work projects and tasks, with emails and other communication.

This will change your life because it will help you to simplify, to focus on what’s important, and to build the life you want.


6. Kindness. Yes, kindness is a habit. And it can be cultivated. Focus on it every day for a month and you’ll see profound changes in your life. You’ll feel better about yourself as a person. You’ll see people react to you differently and treat you better, over the long run. It’s karma.

How do you develop the kindness habit? First, make it a goal to do something kind for someone each day. At the beginning of the day, figure out what that kind act will be and then do it during the day. Second, each time you interact with someone, try to be kind, be friendly, be compassionate. Third, try to go beyond small kindnesses to larger acts of compassion, volunteering to help those in need and taking the initiative to relieve suffering.


7. Daily routine. It’s so simple, but creating a daily routine for yourself can make a big difference in your life. The best routines, I’ve found, come at the start and end of the day — both your workday and your day in general. That means, develop a routine for when you awake, for when you first start working, for when you finish your workday, and for the end of your evening.

How will that change your life? It will help you get a great start to your day, and finish your day by preparing for the next day. It’ll help you firmly root the productive habits you want to firm in your everyday life. It’ll help you focus on what’s important, not just what comes up. It’ll help you make sure you get done all the things you really want to make sure gets done everyday. And that can mean a lot.

Source:hotklix...

The Seven Little Habits That Can Change Your Life

OK, so now you know how to form a habit — and remember, only do them one at a time — but you want to know the seven little habits. Here they are, in my order of preference (but yours may be different):

1. Develop positive thinking. I put this first because I think it’s the keystone habit that will help you form the other important habits. Sure, positive thinking by itself won’t lead to success, but it certainly goes a long way to motivate you to do the other things required.

I learned this when I quit smoking — when I allowed myself to think negative thoughts, I would end up failing. But when I learned how to squash negative thoughts and think positive ones instead, I succeeded. This discovery lead to me practicing this over and over, until I was able to form just about any habit I needed. It’s been invaluable to me, and I think it could be to most people.

Focus on this habit first, and you’ll have a much easier time with any of the others. Start by becoming more aware of your negative self-talk — do a little tally sheet throughout the day, marking a tally each time you notice a negative thought. Soon you’ll recognize them, and you can squash them.


2. Exercise. People who’ve been hearing me harp on about exercise might roll their eyes. Sure, exercise is healthy and all that, but how exactly is it life changing? I’m glad you asked:

It makes you feel better about yourself, and more confident. That leads to better success with other positive changes.
It reinforces the positive thinking habit — you need to think positive in order to sustain exercise.
It relieves stress and gives you time to think — this leads to better mental well-being in your life overall.
It helps with creativity. Don’t ask me to prove it, except to say that my best ideas and brainstorming sessions come from when I exercise.
Here’s how:


3. Single-tasking. The opposite of multi-tasking — you’ve heard me harp on about this one as well. Why is it life-changing? A couple powerful reasons:

You’ll be more effective with your tasks and get more done. It’s hard to achieve important things if you’re constantly switching tasks and distracted by other “urgent” things.
You’ll be less stressed overall and (in my experience) happier throughout your day.


4. Focus on one goal. Just as focusing on one task at a time is more effective, and focusing on one habit at a time is more effect, so is focusing on one goal at a time. While it might seem very difficult, focusing on one goal at a time is the most powerful way of achieving your goals. When you try to take on many goals at once, you’re spreading thin your focus and energy — the two critical components for achieving a goal.

What if you have 5 goals you want to achieve? Pick one to focus on first. Break it into a mini-goal you can accomplish this month, if it’s a longer-term goal. Pick an action you can do today. Keep doing this until the goal is accomplished — do an action every day, finish the mini-goal, pick the next mini-goal to work on. Then, when your One Goal is completed, focus on the next goal.

Some goals are ongoing ones — like blogging every day, or exercising every day. In those cases, turn them into habits — focus exclusively on turning the goal into a habit, until the habit is ingrained. Then focus on the next goal.

Source:hotklix...

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Have you been feeling uncomfortable while dabbling in stocks after burning your fingers in the recent market meltdown? While only some with deep pockets could withstand the negative pressures, most investors seem to have lost their financial focus after suffering huge losses.

Take the case of Ravi Teja, a mid-level executive with a multinational company. The 31-year-old went into a state of shock after his portfolio eroded from Rs 50 lakh to Rs 10 lakh in a short span of six months. Teja is inconsolable and feels he has let down his family and future of his kids in his pursuit to grow wealth quickly.

The emotional and mental meltdown has now, in fact, started impacting his professional life as well. But Teja is not a one-off case. Since the capital market crash in January this year, lakhs of investors are yet to recover from the aftershocks, and have lost their confidence. Here are five steps which you can follow to regain your financial focus.


Take a break

There is always light at the end of a tunnel! Always remember this adage and never lose your cool. In fact, you should try to maintain composure, as if nothing has happened.

Your mental, emotional and physical state of being plays a key role in your fight back to regain financial focus.

A week-long vacation with family, or a short adventure trip can really help you retrieve your energy in re-starting your battle with financial adversaries.

An optimistic frame of mind is a must for the momentum you need to fulfill your personal and family financial goals.

Analyse what went wrong
Once you recover your calm, you should assess what went wrong and why you lost your financial focus.

There can be many reasons behind the loss of wealth - misjudged risk appetite, misjudged capital commitment ability and others.

"Until this is done and the reasons found, it is possible that the same mistakes/developments could lead to similar undesired circumstances in the future again," says Dinesh Thakkar, chairman and managing director, Angel Broking.

Re-define financial goals

Planning is a critical element for a successful investment strategy. After you re-assess the situation, it's time for you to set new goals/timelines. A long-term plan comprising various asset classes and investment avenues should be developed keeping in mind your overall financial goals.

Volatility in the stock market and rise and fall of interest rates are inherent market characteristics and need to be considered while creating your financial plan. You can, in fact, hire the services of a certified financial planner to formulate the strategy.

Says Joydeep Roy, chief distribution officer, Tata AIG Life Insurance, "Financial planning not only helps you optimise returns on your existing financial resources but also prepares you for future expenses. A customised financial plan based on an individual's specific needs, asset and liability matching, future cash flow requirements, and time horizon, ensures that you don't lose track again." However, in case you define your targets yourself, make sure that the goals are 'not way off realistic targets'.

Commitment and discipline

These two virtues are pillars of success, which along with planning and execution make the perfect recipe for achieving your goals.

After your plan of action is formulated, you need commitment and discipline to stick by it. That's why once an appropriate asset allocation structure has been formulated, adhering to it diligently is key to your future success.

"For example, just because some year equities offered you exceptional returns, it would not justify a 100% shift to this asset class. Similarly, just because some year it has given negative returns would not justify a 100% shift away from this asset class," says Thakkar.

Gain inspiration

An inspired mind breathes fresh life into the seat of consciousness! Thus, you should look for inspiration from someone/something, who/which could serve as a good benchmark while you work towards your goals.

These would act as motivation for you on various occasions. "And, not to be forgotten, have patience. Remember, Rome was not built in a day. Similarly, give some time to your capital to grow and your financial goals to be achieved. Here, you must note that compounding plays a key role and it is not without reason that it is sometimes referred to as the eighth wonder," points out Thakkar.

In a nutshell, a judicious way to maintain your financial focus is to follow the basic rules of prudent investing, regular and continuous investment, clarity of objectives, long-term investment horizon and diversified portfolio of investments, to name a few.

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5. Eliminate the non-essential. First, identify the essential — the things in your life that are most important to you, that you love the most. Then eliminate everything else. This simplifies things and leaves you with the space to focus on the essential. This process works with anything — with your life in general, with work projects and tasks, with emails and other communication. This will change your life because it will help you to simplify, to focus on what’s important, and to build the life you want. 6. Kindness. Yes, kindness is a habit. And it can be cultivated. Focus on it every day for a month and you’ll see profound changes in your life. You’ll feel better about yourself as a person. You’ll see people react to you differently and treat you better, over the long run. It’s karma. How do you develop the kindness habit? First, make it a goal to do something kind for someone each day. At the beginning of the day, figure out what that kind act will be and then do it during the day. Second, each time you interact with someone, try to be kind, be friendly, be compassionate. Third, try to go beyond small kindnesses to larger acts of compassion, volunteering to help those in need and taking the initiative to relieve suffering. 7. Daily routine. It’s so simple, but creating a daily routine for yourself can make a big difference in your life. The best routines, I’ve found, come at the start and end of the day — both your workday and your day in general. That means, develop a routine for when you awake, for when you first start working, for when you finish your workday, and for the end of your evening. How will that change your life? It will help you get a great start to your day, and finish your day by preparing for the next day. It’ll help you firmly root the productive habits you want to firm in your everyday life. It’ll help you focus on what’s important, not just what comes up. It’ll help you make sure you get done all the things you really want to make sure gets done everyday. And that can mean a lot. Source:hotklix...

DOW Jones will launch two new indexes, the Global Dow and a blue-chip index for India, News Corp Chairman and CEO Rupert Murdoch announced yesterday in India's financial capital, Mumbai. The Global Dow will track the performance of a diverse basket of stocks, including companies from emerging markets, like India, and emerging industries, like alternative energy. Wall Street Journal editors will select the components of the Global Dow, as they now do with the Dow Jones Industrial Average, which tracks 30 of the largest public companies in the United States. "While we must reflect the global stock market as it is, we must also recognize the rapid rise of companies in countries such as India," Robert Thomson, managing editor of The Wall Street Journal said. "We have already seen great Indian companies acquiring famous brands such as Jaguar and Land Rover, but these developments are just the beginning of a long-term trend that will fundamentally change the international corporate landscape." The new India blue-chip index, called Dow Jones India Titans, will track the performance of the 30 largest and most liquid stocks listed on the Bombay Stock Exchange and the National Stock Exchange of India. The top five companies by market capitalization are Reliance Industries Ltd, Infosys Technologies Ltd, HDFC Ltd, Bharti Airtel Ltd, and Larsen & Toubro Ltd. "We will see huge capital flows both from and to India in coming years, and that is an opportunity for us as a financial information company, as well as for international investors who want to take advantage of this profound trend," Murdoch said. SOURCE:shanghai com...