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Personal Finance
Tracked by: 3 Boarders
Do you suggest to redeem all my holding in TIGER fund Or safe to keep them and watch the performance?
Thanks.....
In reply to:
Top 5 MFs to invest in Current Market
Posted by :
ashport
Dear pfquery
DSPML TIGER is a thematic/sectoral fund and one should avoid investing in such funds because if the sector is out of favour, your investment can erode very sharply. As you must be feeling now since infrastucture theme is out of favour, infrastructure based funds have been one of the biggest loser this year.
It`s better you stop further SIP in this fund and start new SIP in DSPML Top 100, a conservative large cap fund.
As far Fraklin India Prima Plus is concerned, it is a consistent perfomer and you can remain invested.
Regds
Ashport 
Tracked by: 3 Boarders
Dear pfquery
DSPML TIGER is a thematic/sectoral fund and one should avoid investing in such funds because if the sector is out of favour, your investment can erode very sharply. As you must be feeling now since infrastucture theme is out of favour, infrastructure based funds have been one of the biggest loser this year.
It`s better you stop further SIP in this fund and start new SIP in DSPML Top 100, a conservative large cap fund.
As far Fraklin India Prima Plus is concerned, it is a consistent perfomer and you can remain invested.
Regds
Ashport...
In reply to:
Top 5 MFs to invest in Current Market
Posted by :
pfquery
Hello Everyone,
Thanks to your suggestions
I invest in 4 funds in SIP.
1.DSP ML TIGER (I dont see amny people recommending ths fund. Why? If i can move to anyother fund , what can it be?)
2. franklin India Prima plus fund - i dint see anyone recommending this
3.Sundaram select focus
4.HDFC growth
I invest 2500 pm one each of this. Please suggest if i should move to someother fund.
Tracked by: 0 Boarder
Dear dr sundeep, the long term fundamental & investment prospects of Rel. Gr. Fund r same as of Indian Economy. If u r positive on Indian Economy for next 8-10 & even more years, this fund should be in ur portfolio & if u think that SKY IS GOING TO FALL WITHIN A DAY OR TWO, Rel. Gr. is not a fund for u. Being a midcap oriented fund, its performance `ll be in slump under current market conditions but as & when the situation improves, so `ll its performance.
Thanks
Ashal...
In reply to:
reliance growth
Posted by : dr sundeep
what is the fundamental & long term investment prospects of reliance growth fund
Tracked by: 0 Boarder
Is it possible in this bearist market that the NAV of a particular mutual fund may be quoted at Rs.1.00 or Rs. zero. ...
Tracked by: 0 Boarder
Timing markets may not correct thing to do in case of MF, I feel still that investing in MF with for the long term will halp to give good returns especially at such trying times....
Tracked by: 3 Boarders
Hello Everyone,
Thanks to your suggestions
I invest in 4 funds in SIP.
1.DSP ML TIGER (I dont see amny people recommending ths fund. Why? If i can move to anyother fund , what can it be?)
2. franklin India Prima plus fund - i dint see anyone recommending this
3.Sundaram select focus
4.HDFC growth
I invest 2500 pm one each of this. Please suggest if i should move to someother fund....
In reply to:
Top 5 MFs to invest in Current Market
Posted by :
pcspune
Dear Rohit Nanda,
Investment in Following Largecap Oriented Funds may be GOOD Option.
DSPML Top 100 Equity Fund
DWS Alpha Equity Fund
HDFC GROWTH / Top 200 Fund
IDFC Imperial Equity Fund
Sundaram Select Focus Fund.
Among New Funds I am monitoring the Performance of Reliance Quant Plus Fund * ICICI Focussed Equity Fund.
P.C.Sharma
Tracked by: 0 Boarder
what is the fundamental & long term investment prospects of reliance growth fund...
Tracked by: 0 Boarder
how one should buy credit card on which basis ?...
Tracked by: 1 Boarder
Dear mayekar, From ur chosen funds,
Large Cap - HDFC Top 200 & DSP ML Top 100
Mid cap - Rel. Growth
Multical - SBI Contra
Balanced - HDFC Prudence
Sectoral - IPru Infra
All the funds chosen by u r proven performers over long duration in their respective category. No need to panic. Continue investment in the same.
1. Going for more aggressive fund under large cap category `ll be a personal call.
2. Sitting on Large amount of cash, has helped RRSF to contain the fall better but at the same time, it is a dangerous sign also. The reason is U & me or any other investors r investing in RRSF for Eq. returns & not the returns generated by money market instruments by sitting on cash. If sitting on the cash is going to protect our downslide, it `ll be better to have our money in our own hands.
3. Yes RRSF `ll dilute the large cap bias of ur portfolio.
4. Plz. note for past some time, only the name of SBI is contra, otherwise the portfolio of this funds is more like an aggressive multicap fund. So again it `ll be personal choice between an aggressive fund SBI contra & a conservative fund DSP ML Eq.
Thanks
Ashal...
In reply to:
re: my portfolio
Posted by : Mayekar
Dear Seniors/
I am having following portfolio of SIP MF
1. HDFC top 200
2 DSPML top 100
3 Reliance growth
4. Magnum Contra
5. HDFC prudence
6. Pru icici infrastructure
i am doing EQUAL amount SIP on multiple dates.
DSPML top 100 and magnum contra have replaced HDFC equity and Reliance vision( i stopped my sip in them after 2 yrs)
goal is to continue SIP for 3 more years .
following are my questions:
1. Should i chose a more aggressive large cap like sundaram select focus or K-30 instead of DSPML top 100 since i am already having a conservative large cap like HDFC top 200 in my portfolio
2 There is a strong temptation to chose Reliance regular savings equity fund instead of DSPML top 100 or another large cap. Reason being Reliance RSF has done better, as a fund it is still sitting on larger amounts of cash( so it can do better than others in coming period)
3 IF i chose reliance RSF i am afraid i will not have a large capo bias in my portfolio ( rel growth, Magnum contra, and Pru icici infr are not neccecarily large cap fund). Am i correct in assuming that i may not have a large cap bias by choosing relaince RSF instead of DSPML top 100
4.Ideally it would be better to have a multicap fund like DSPML equity in the portfolio . Instead i have chosen a contra fund like magnum contra. DSPML equity can still be added but then it will affect the balance of the portfolio. Pls comment
Seniors, pls guide
thank you
-Ritul
Tracked by: 0 Boarder
Dear 250778, In the article, SWP stand for systematic withdraw plan.
Under SWP, u first invest a lump sum in any MF scheme & at the time of joining the scheme, also fill the SWP form for withdraw of money on a predefined interval (every week, every month, 3 months or 6 months). the SWP may be in money terms say 10K Rs. or 20K Rs. or in Units terms, say 100 or 500 units redemption on every SWP interval.
I hope the above info `ll be useful to u.
Thanks
Ashal ...
In reply to:
Asset Allocation by Profit Booking in MF
Posted by : 250778
Sir
What does SWP mean in the above article.?
Thanks
Tracked by: 0 Boarder
Dear Mayekar, thanks for ur wishes & congratulations.
Thanks
Ashal...
In reply to:
Advise Best Funds to Buy
Posted by : Mayekar
Dear Ashal
Congratulations! on being awarded the recognition!
it is well deserved
thanks
-Ritul
Tracked by: 0 Boarder
Dear friend, if u r buying the proposed property for self consumption, go for it right now. If it is for investment purpose, u should wait, as the current economic slump all around the globe, sooner or later `ll force the builders to reduce the prices.
Thanks
Ashal...
In reply to:
Property prices not likely to come down
Posted by : Guest
I am planning to buy a flat in a underconstruction tower at Kharghar. However I want to know if the property rates there are likely to come down or not. It\\\\`s close to proposed Airport and a big park ( like Santosa park, Singapore) is likely to come up there. Plz advice at the earliest.
Tracked by: 1 Boarder
Dear Seniors/
I am having following portfolio of SIP MF
1. HDFC top 200
2 DSPML top 100
3 Reliance growth
4. Magnum Contra
5. HDFC prudence
6. Pru icici infrastructure
i am doing EQUAL amount SIP on multiple dates.
DSPML top 100 and magnum contra have replaced HDFC equity and Reliance vision( i stopped my sip in them after 2 yrs)
goal is to continue SIP for 3 more years .
following are my questions:
1. Should i chose a more aggressive large cap like sundaram select focus or K-30 instead of DSPML top 100 since i am already having a conservative large cap like HDFC top 200 in my portfolio
2 There is a strong temptation to chose Reliance regular savings equity fund instead of DSPML top 100 or another large cap. Reason being Reliance RSF has done better, as a fund it is still sitting on larger amounts of cash( so it can do better than others in coming period)
3 IF i chose reliance RSF i am afraid i will not have a large capo bias in my portfolio ( rel growth, Magnum contra, and Pru icici infr are not neccecarily large cap fund). Am i correct in assuming that i may not have a large cap bias by choosing relaince RSF instead of DSPML top 100
4.Ideally it would be better to have a multicap fund like DSPML equity in the portfolio . Instead i have chosen a contra fund like magnum contra. DSPML equity can still be added but then it will affect the balance of the portfolio. Pls comment
Seniors, pls guide
thank you
-Ritul...
Tracked by: 0 Boarder
To latikav
For your kind information about the news that flashed today--may be of some interest to you.
Japan`s Yamato Life Insurance goes bankrupt: Official
TOKYO: Japan`s Yamato Life Insurance will file for bankruptcy protection, becoming the first Japanese insurer to fail amid the global credit crisis,
the financial watchdog said on Friday. .
The Tokyo-based company will take necessary legal steps based on insurance law and will seek approval for rehabilitation, the news agency and other media said, quoting informed sources.
The medium-size insurer`s debts amount to 269.5 billion yen (2.73 billion dollars), Jiji said.
Telephone calls to Yamato went unanswered, but the company has scheduled a press conference later in the day, Dow Jones Newswires said
v.krishnamoorthy...
In reply to:
No payment, if kid at the wheel`
Posted by : Leave it.
To latikav
Thank you very much. I am certain that I read the news in an Indian news paper in the net. As I was suddenly obliged to attend a call, I allowed my colleauge to use the PC and hence could not save it.
I am a retired LIC official and a student of actuary. Hence I am interested in the news item. As I am in US, I am unable to get the help from others.
Please try and I shall also post the news if I find it.
Thank you for your reply.
With my best wishes and Seasons Greetings,
V.Krishnamoorthy
Tracked by: 0 Boarder
Dear Ashal
Congratulations! on being awarded the recognition!
it is well deserved
thanks
-Ritul...
In reply to:
No payment, if kid at the wheel`
Posted by : Leave it.
To latikav
Thank you very much. I am certain that I read the news in an Indian news paper in the net. As I was suddenly obliged to attend a call, I allowed my colleauge to use the PC and hence could not save it.
I am a retired LIC official and a student of actuary. Hence I am interested in the news item. As I am in US, I am unable to get the help from others.
Please try and I shall also post the news if I find it.
Thank you for your reply.
With my best wishes and Seasons Greetings,
V.Krishnamoorthy
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