About me: About me: I have postgraduate degree in
commerce and a fellow company secretary. I am in share market since 1994 and
have seen many ups and downs. My hobby is to study Balance sheet of Companies.
On the basis of my experience I wish to say that in share market long-term
investor is always a winner. I always invest in the company having reserves 10
times more of the capital. PAT should be 3times of the capital. Management
should distribute 33% of PAT, as Dividend and it should be shareholder friendly.

style='mso-spacerun:yes'> I have read many books on
Stock Market and learned how to reduce losses, how to create wealth, portfolio
management, how to select stocks and how to make profit by trading and
investing in stock market. Lastly I have come to the conclusion that class=GramE>neither Technical Analyst, fundamental analyst, trader, broker
operator nor speculators run this stock market. GOD RUNS IT. Therefore
one should listen to all of them but when one finds that prophesy of all of
them has gone wrong one should believe that GOD had interfered. No one has
direct link with GOD as far as share market is concerned. Few Tech and
Fundamental analyst have for some time but often connectivity is broken and God
does not give clue as to which way he will direct market. So take your own
decision who knows one day you may establish connectivity with HIM.

MY MESSAGES ARE FOR
LONG TERM INVESTORS I have divided shares of all the companies in to three
parts as under:-

1 style='color:red'>SHARES WHICH INSURE THE
LOSS. These are the shares of those dividend-paying companies who have
very low capital, large reserves and reasonable profit. However management
holds more than 75% of capital balance is with others including public. But the
management is professional. They do not indulge in trading of their own shares.
I term the shares of these companies as insurance against losses. Even when
market goes down they do not loose their steam in the same proportion as the
management does not sell its share and the retail investor is loyal to company
expects 30 to 35% return there fore never try to dispose the shares.

2 style='color:red'>PENSION SHARES. These are the shares of large
cap best performing companies of reputed management like Tatas,

Birlas ,
Ambanis , infosys,satyam, class=SpellE>wipro and other Industrial houses who reward their share
holders by continuous expansion of business. I recommend the purchase of shares
of such companies with long term investment, returns of which will be enjoyed
by grandchildren of investors.

3 style='color:red'>LOTTERY SHARES. These are the shares of the
companies, which are continuously in loss, but there is hope of improvement.
Companies who have no activities but shares are traded in large volume and
often go up and down. The price is below Rs3/- If investor is lucky he may get
unexpected returns as he can purchase such shares in large quantity because of
their low price.

WISH YOU GOOD LUCK