Recently I am across a financial adviser who suggested me to redeem all the schemes I am holding for it is not in their approved list. Also, he told me to that I must have one pure debt fund scheme in my portfolio for I am 47 yrs. Now, before, I proceed forward to take the steps I request you all experts to review my portfolio and give your best advices. My current investment value is around Rs 13 lakhs and the schemes mentioned below are along with the allocation. They all belong to Pru-icici AMC as advised by the previous broker who was not honest.
1. Discovery-17%
2. Dynamic-18%
3. Emerging Star-15%
4. Equity & Wealth Optimiser-7%
5. Fusion 5 yr close end-14%
6. Infrastructure-24%
7. Power-5%
Please note I am already making loss in the above schemes, that is, nos 1,4,and 7 due to current market meltdown. |