MF Investment Help

re: my portfolio

Posted by : Mayekar

Dear Seniors/

I am having following portfolio of SIP MF

1. HDFC top 200
2 DSPML top 100
3 Reliance growth
4. Magnum Contra
5. HDFC prudence
6. Pru icici infrastructure

i am doing EQUAL amount SIP on multiple dates.

DSPML top 100 and magnum contra have replaced HDFC equity and Reliance vision( i stopped my sip in them after 2 yrs)

goal is to continue SIP for 3 more years .

following are my questions:

1. Should i chose a more aggressive large cap like sundaram select focus or K-30 instead of DSPML top 100 since i am already having a conservative large cap like HDFC top 200 in my portfolio

2 There is a strong temptation to chose Reliance regular savings equity fund instead of DSPML top 100 or another large cap. Reason being Reliance RSF has done better, as a fund it is still sitting on larger amounts of cash( so it can do better than others in coming period)

3 IF i chose reliance RSF i am afraid i will not have a large capo bias in my portfolio ( rel growth, Magnum contra, and Pru icici infr are not neccecarily large cap fund). Am i correct in assuming that i may not have a large cap bias by choosing relaince RSF instead of DSPML top 100

4.Ideally it would be better to have a multicap fund like DSPML equity in the portfolio . Instead i have chosen a contra fund like magnum contra. DSPML equity can still be added but then it will affect the balance of the portfolio. Pls comment

Seniors, pls guide
thank you
-Ritul

Top 5 MFs to invest in Current Market

Posted by : arinshare

Today (Sensex 10527.85, fall 800.51)on 10th Oct 2008 I have invested in HDFC Equity Rs. 2000 and ICICI pru Infrastructure Rs. 700 through their websites in order to have lowering average value. Am I wrong for investment in this scenario? If fall continues, my next target to invest in HDFC TOP 200 and Reliance Vision just to lower average cost. Since I started invested in all these funds in 2007 through SIP when sensex was at peak. Comments are solicited.

Top 5 MFs to invest in Current Market

Posted by : Guest

Do you suggest to redeem all my holding in TIGER fund Or safe to keep them and watch the performance?

Thanks..

Top 5 MFs to invest in Current Market

Posted by : Guest

Do you suggest to redeem all my holding in TIGER fund Or safe to keep them and watch the performance?

Thanks..

Top 5 MFs to invest in Current Market

Posted by : ashport

Dear pfquery

DSPML TIGER is a thematic/sectoral fund and one should avoid investing in such funds because if the sector is out of favour, your investment can erode very sharply. As you must be feeling now since infrastucture theme is out of favour, infrastructure based funds have been one of the biggest loser this year.

It`s better you stop further SIP in this fund and start new SIP in DSPML Top 100, a conservative large cap fund.

As far Fraklin India Prima Plus is concerned, it is a consistent perfomer and you can remain invested.

Regds

Ashport

Top 5 MFs to invest in Current Market

Posted by : pfquery

Hello Everyone,
Thanks to your suggestions
I invest in 4 funds in SIP.
1.DSP ML TIGER (I dont see amny people recommending ths fund. Why? If i can move to anyother fund , what can it be?)
2. franklin India Prima plus fund - i dint see anyone recommending this
3.Sundaram select focus
4.HDFC growth
I invest 2500 pm one each of this. Please suggest if i should move to someother fund.

Top 5 MFs to invest in Current Market

Posted by : pcspune

Dear Rohit Nanda,

Investment in Following Largecap Oriented Funds may be GOOD Option.

DSPML Top 100 Equity Fund
DWS Alpha Equity Fund
HDFC GROWTH / Top 200 Fund
IDFC Imperial Equity Fund
Sundaram Select Focus Fund.

Among New Funds I am monitoring the Performance of Reliance Quant Plus Fund * ICICI Focussed Equity Fund.

P.C.Sharma

re: my portfolio

Posted by : Mayekar

Dear Seniors/

I am having following portfolio of SIP MF

1. HDFC top 200
2 DSPML top 100
3 Reliance growth
4. Magnum Contra
5. HDFC prudence
6. Pru icici infrastructure

i am doing EQUAL amount SIP on multiple dates.

DSPML top 100 and magnum contra have replaced HDFC equity and Reliance vision( i stopped my sip in them after 2 yrs)

goal is to continue SIP for 3 more years .

following are my questions:

1. Should i chose a more aggressive large cap like sundaram select focus or K-30 instead of DSPML top 100 since i am already having a conservative large cap like HDFC top 200 in my portfolio

2 There is a strong temptation to chose Reliance regular savings equity fund instead of DSPML top 100 or another large cap. Reason being Reliance RSF has done better, as a fund it is still sitting on larger amounts of cash( so it can do better than others in coming period)

3 IF i chose reliance RSF i am afraid i will not have a large capo bias in my portfolio ( rel growth, Magnum contra, and Pru icici infr are not neccecarily large cap fund). Am i correct in assuming that i may not have a large cap bias by choosing relaince RSF instead of DSPML top 100

4.Ideally it would be better to have a multicap fund like DSPML equity in the portfolio . Instead i have chosen a contra fund like magnum contra. DSPML equity can still be added but then it will affect the balance of the portfolio. Pls comment

Seniors, pls guide
thank you
-Ritul

Asset Allocation by Profit Booking in MF

Posted by : 250778

Sir

What does SWP mean in the above article.?

Thanks

Asset Allocation by Profit Booking in MF

Posted by : pcspune

I recived a small Publication from SBI MUTUAL Funds last month.It is an EYE OPENER for Investors.

It contains SIP & SWP Returns of SBI CONTRA & other 2 Funds during 3 years.

If somebody Invested Rs.20 Lacs in SBI CONTRA Fund on 1st July,2005(3 years Ago), & Opted for SWP of Rs.25000 Per month(Recieved 9 Lacs in 3 Years),the Fund Value was over Rs. 31 Lacs on
1st July 2008(after 3 Years). It means his returns are 9 lacs + 11 Lacs = 20 Lacs.

Detail study shows that 20,00,000-25000
per month grew to 36 LACS in May,2006 &
then Declined to 29 LACS in June 2008.

FV again GREW to 37 Lacs in Feb.2007 & then Declined to 32 Lacs in April,2007.

This amount Again GREW to 55 Lacs in Jan.2008 & then Declined to 31 Lacs in July 2008.

Thus GAINS of 36 Lacs were WIPED off during 3 Market CRASHES.

If somebody had Implemented the Asset Allocation theory ( Rebalancing after Every 10% Growth in Equities), his Returns Could have been over 200% instead of just 100%.

Although TIMING the Market is IMOSSIBLE
but Profit Booking is NOT CRIME.
PROFIT BOOKING is Absolutely necessary in Long Term Investments also.

Some Fund HOUSES ( Reliance,JM, UTI, Kotak etc.)offer TRIGGER Facility
( Automatic Profit Booking when NAV Appreciates by certain Pre-Determined percentage ).Another Simple Method is Dividend Payout.

Intelligent Investors should learn from Mistakes & IMPROVE the Investment
SKILLS regularly instead of following the AGE OLD Theories ( mostly BORROWED from WEST) of so called Finsancial Advisors.

P.C.Sharma

Top 5 MFs to invest in Current Market

Posted by : ndpsr

ASHALJI,

HEARTY CONGRATULATIONS FOR BEING SELECTED AS THE BOARDER OF THE DAY. YOU DESERVE IT.

I AM SURE YOU WILL GET THIS HONOUR MORE AND MORE.

Regards

cheers

sunder (one of your million fans)

Top 5 MFs to invest in Current Market

Posted by : jadhav

It seems there are no good A scripts as of now. Better to go for only 2-3 large cap oriented funds and rest in bank FD`s which are giving around 10 percentage return. I agree with PCSPUNE and his view are more likely to get accepted by rest of the boarders.

My choice will be

1 FI Bluchip Fund ( 3 Star VR Rating but more than 10 years of History)
2 Magnum Contra ( 5 Star from VR, From Midcap to Largecap Transformation)
3 Sundaram Select Focus Or Fidelity Equity
4 Reliance Growth or Kotak Opportunity or Sundarma Select Midcap

Give allocation around 25% each and wait for better times for Indian Stock Market.

Top 5 MFs to invest in Current Market

Posted by : sp.palo

dear ashal,
congrats for being the boarder of the day.

regards
shakti