Hi,
Posted the Ten Scam Article i read, don't get exited when you get mail that you won Microsoft lottery for 10 million
or Yahoo mailer of the year award for million dollar
or A retired Nigerian general want to give his booty free
or Plenty of unclaimed money left in swiss bank and that is for you
or several tonne of Gold at swiss bank waiting for you
Dont be under the impression that you are the only one got it,Dont pat your back,don't borrow money on the future receipt,Dont use your credit card limit in anticipation of the wind fall
Dont be secretive and people will be jealous of you
In short don't be fooled

...

10. Instant cures? Naah!

This one is horrible, because it preys on your fear.

It will either outline a surefire cure for a deadly disease. Or it will tell you about how heating water in the microwave could lead to cancer. Or how talking on your cell phone when you are charging it will lead to the phone blasting into pieces in your hand. Or some such other stuff that sounds plausible, and possible, but is unfortunately not true. Like enhancing your manhood, or making you a better lover, etc. . .

Do not forward! It is just a blatant attempt to collect as many genuine email addresses as possible, so that they can then be used in other email scams!

Remedy: Destroy that mail. ...

9. Join a chain?

It's tough but you still have to believe it! Chain emails, where you are asked to forward the mail to a certain number of people, either in peril because something horrible will happen to you otherwise or because Bill Gates will give you a substantial chunk of his wealth, is nothing but -- sigh! -- a scam.

Bill Gates, Mukesh Ambani, Jack Welch, Richard Branson, Warren Buffett and all the other super-rich people are NOT interested in sharing their wealth with gullible people who forward chain mail with the celebrity's name in it. Yes, forwarding mails will not get you a Nokia cell phone or an iPhone.

You are NOT going dogged by bad luck if you delete a chain mail instead of forwarding it. Your friends are NOT going to desert you. NEITHER you nor your family is going to fall seriously ill. NOR will unexpected good luck come your way just because you did forwarded the mail.

Remember, you are not doing anyone a favour by forwarding these mails. All you are doing is cluttering some else's email box. And, probably, allowing some malicious virus to track the email addresses -- and infect the computers -- of the people you've sent the mail to.

Remedy: Trash the mail. Pronto! ...

8. Money can't be minted. . . or can it?

It's the classic scam and there are so many versions of it going on, both online and offline.

At first reading, or hearing as the case may be, it all sounds pretty plausible. The email will contain a list of people. You will be asked to send a certain amount of money to the person whose name tops the list. You will also be asked to forward the list to a certain number of people you trust.

The opportunity to make a good deal money, with minimal investment, will be impressively detailed. There will be quotes given, along with email addresses, of happily satisfied people who've already made their bundle. There are repeated guarantees and double reassurances that nothing, absolutely nothing, can go wrong.

If things go according the method listed, you may actually stand to make some money. But this, remember, is a scam. Most of the time, the mail is manipulated in such a way that the name of the scamster, or his friends, is always on top.

Even if the scheme is genuine, it works only if more people get added to the list and if they send money. And all such schemes have a strange tendency of fizzling out; only those who get in early make some money. This is the much prevalent Ponzi scheme. . . and sometimes even multi-level marketing schemes fall into this category.

Remedy: There's no easy way to make money. The easier way out is to aim for the delete button. ...

7. Time to travel?

You're planning a much looked forward to holiday and -- stroke of luck! -- some interesting emails land in your mail in-box, offering you bargain holidays to these really exotic locations. It may even be a reasonably priced, decent sounding time share arrangement.

You click, send in your requirement, get a positive reply and even sign on the dotted line.

# And then discover. . . That, quite simply, the whole thing was a scam and the money you've already paid is lost forever.
# There are certain rather expensive charges you have to pay that you were told nothing about.
# That the time-share is on, but the dates that are available to you are the ones that no one else wants because they are not convenient.

These scams peak just before, or during, the holiday season, so beware!

Remedy: Ignore these guys and book through a real travel agent, a state-run travel agency, or a reputed Web site. ...

6. It's a disaster!

Every time disaster strikes, in the midst of heart-wrenching human tragedy, there will be a few hard-hearted enough to make a quick buck.

When tragedy takes place on a large scale, help is needed from multiple sources on an even larger scale. Many of us pitch in. But be careful if you get an email asking you to help financially with disaster relief. It could be a scamster on the prowl.

Do not give out your financial details until you thoroughly verify the source is genuine.

Remedy: Make sure your aid goes to the right source; ideally, approach an NGO (non-governmental organisation). As for these scamsters, relegate them to where they belong -- in the trash! ...

5. Hey, you're hired!

You've been looking for a job, or a change of job -- something that will leave you with some free time so that you can have a life!

Then, like unexpected manna from heaven, such a job actually falls in your lap. You get mail from an impressive sounding company offering you the grand-sounding post in the finance or marketing department.

The company, the mail explains in professional sounding terms, is doing very well in its home country and is now expanding across the globe/ in Asia, including India. They need people and you seem the right fit. They have Indian customers; all you have to do is collect money from them and send it to the company (pretty much like a post box they assure you, you're not a recovery agent and don't have to run after their customers).

Your commission will be somewhere between 5 per cent and 15 per cent; all you need to do is drop the cheques/ money orders into your account and send the money, minus your percentage, to them.

Of course, you'll need to share some personal information, such as your contact details bank account details. It all sounds simple and aboveboard, doesn't it?

Soon, you'll actually receive cheques and money orders. You'll deposit it in your account and send money to your employers. Then, you'll discover the cheques and money orders are fraudulent. Which leaves you. . . yup, conned, having sent your hard-earned savings to a scamster. If you try to trace them, you find they've vanished into the Internet. . . oops, ether!

Remedy: Remember, nothing comes free. Take a moment to verify the mail's details; you may find what you actually need is the delete button. ...

2901 Dear Vasu Sir, Good Morning. You have won the second Gold in shooting My favorite subjects are Maths and Stats only Also I worship Edward De Bono. Thanks and regards, ...

Thanks for info. You cannot change battery by yourself. Is it a standby battery external provided by apple. Ur immediate confirmation will enable me to filter the market. Now i am getting addicted to it and finding very convenient except the battery.(yes- when i am near the computer- it is always under charge- no problem- when on move. I am like a stray dog. What is T9- I could not catch you- please brief it. In total it is a must for investors who trade and follow daily and who are mostly on the move. Cheers...

gv,only a line from your message ICICI will have lessor customers over a period now 1 defaulters of credit card will not visit 2QAB increased from 5000 to all the customers from 1st august,2008 3most of the staff is leaving for better options 4 staff incentives are being regulated so no +ve sign on this front too 5 two wheele loans stpped charges on cash dropped in cheque's collection boxes even if its for repayment of credit card bills 6 negative sentiments n rumours flating in the mkt about its future With all these factors,the bank may lose heavily in business...

dear gv, There are two things one has to look at. 1)Taking a mobile connection is the cheapest compared to many other expenses these days. 2)Atleast some of the new connections might just be the change overs (just a possibility which cant be ruled out) to new service providers or change of numbers. regards PS: Hope you are aware about the declining average revenues per connection....

2812 Dear gv, A good attempt and thanks for sharing. Hope the following are also taken care of: *Nominations are completed for all SB accts. *First aid box with all general medicines and their expiry date duly marked *Hard copies of all important excel and word docs *About Rs 2000 in cash readily available at home always *If there are aged people in the house,remote calling bell at their bedside *Dozen Candles and match box readily available at home always Regards, ...

Me at bangalore so would like to have dine Bangalore only ...

Dear gv, SIP will give Better Returns in Falling Market with high Volatality ( like 2008). SIP will give lesser Returns in RISING Market ( Like 2007 ) or may be 2009-2010). In Rising Market Lumpsum Investment will give Better Returns. But you DONT know in Advance whether it is Rising /Falling Market. You Know only few months after Market actually RISES or FALLS. SIP/STP is Best under all Circumstances Except when you are SURE that maket has already FALLEN TOO MUCH & now it will Go up in near Future. In that Case Lump sum is Best. If you are not sure VIP ( Value Investment Plan) is the BEST to generate INFINITE Returns in Long Term( over 10 years). P.C.Sharma ...